From the author: About a year ago, a personal crisis occurred in my life, affecting almost all areas, including finances. It was a difficult time. But, as usual, the crisis ended happily, and the ideas that I used to overcome it remained. So I decided to share them, maybe some of you will find them useful. “Adversity has a way of calling out talents that under happy circumstances would have remained dormant” (Horace) When you find yourself in a situation of acute cash shortage in your life, it is quite natural to use a strategy to optimize expenses. And since we are wise women, we will reduce expenses to our advantage. I offer several ideas: 1. Savings by eliminating unhealthy foods. Many people know what these products are - sausages, sausages, flour, sweets (chocolate can be left - it’s sacred!), alcohol, nicotine, etc. They are not cheap, and they are harmful to your figure.2. Instead of going grocery shopping by car, we walk or ride a bicycle. You can look for stores closer to home. What are the benefits here? - We buy less, only the essentials, because we don’t want to carry heavy bags. We write a list of what we need in advance. - We move more in the fresh air. - Saving on gasoline. 3. If you have small children, we agree with them that instead of a new toy (which often becomes unnecessary very quickly), we play some kind of game together, maybe a sports one, in the fresh air. Believe me, many children dream about this much more than about a toy, because our love and attention is important to them!4. Instead of going to the cinema, we watch a movie at home. If you can’t do without your usual popcorn, you can buy it at the store, where it’s cheaper. Happy leisure time with your family is guaranteed!5. We are starting to sew, knit, and do handicrafts again; many of us can do this. If you don’t know how, it’s quite possible to learn; now on the Internet you can find not only patterns and diagrams, but also watch master classes and attend webinars. This is a great opportunity not only to save money on new clothes. - Creativity fills a woman with energy, inspires, helps to reveal female potential. - In new outfits and jewelry made with your own hands, you will look exclusive. - Beautiful outfit, pride in yourself, sparkling eyes many times over increase your feminine attractiveness. In addition, many men really value the ability to do handicrafts in women. - You can also earn money from your favorite hobby; hand made is always at a premium.6. Cosmetology at home. Manicures, pedicures, masks, peelings and other important procedures for women can be done at home. Each of us has a couple of favorite recipes in stock. Again, the Internet can help us. In addition to the benefits, you can also get a charge of positivity. Especially if you get together with a cheerful group of women. Seeing each other with masks on their faces will definitely improve your mood! And female society will give a powerful boost of energy, so necessary in difficult times. 7. Of course, it’s difficult to replace a workout at a fitness center with a home version; not everyone has exercise equipment, but you can do simple exercises, jogging, and much more. Losing good physical shape due to the crisis would be unjustified; we especially need it to maintain vitality. Simple walks in the fresh air are free and very beneficial. This list can be continued for a long time, each of you will have your own, depending on your capabilities and desires. All these ideas will be useful to you not only during the financial crisis, but will also become a useful habit for every day, developing your femininity. By the way, in addition to the strategy for optimizing expenses in difficult times, there is also the opposite strategy, specifically for women. This is when you start saving instead of saving more..